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Get an inspection before buying a used car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators that provide objective and original content. This allows you to conduct your own research and analyze information for no cost and help you make sound financial decisions. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make money The products that appear on this site are from companies that compensate us. This compensation could affect how and when products are listed on the site, such as, for example, the sequence in which they appear within the listing categories, except where prohibited by law. This applies to our loan products, such as mortgages and home equity and other home lending products. This compensation, however, does not influence the information we provide, or the reviews that appear on this website. We do not contain the vast array of companies or financial offers that may be accessible to you. SHARE: sinology/Getty Images

3 minutes read. Published May 12, 2022

Written by Kellye Guinan Written by personal and Business Finance contributor Kellye Guinan is an editor and writer on a freelance basis with more than five years’ experience in personal financial planning. She also is a full-time worker at her local library, where she assists people in her community gain access to information on financial literacy, among other topics. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are dedicated to helping readers gain the confidence to manage their finances by providing concise, well-researched and comprehensive facts that break down complicated topics into bite-sized pieces. The Bankrate promise

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We are compensated in exchange for the placement of sponsored products andservices or when you click on specific links that are posted on our website. This compensation could affect the way, location and when products appear within listing categories and categories, unless it is prohibited by law. This is the case for our mortgage or home equity products, as well as other products for home loans. Other factors, such as our own website rules and whether the product is available within your area or at your self-selected credit score range could also affect the way and place products are listed on this website. While we strive to provide the most diverse selection of products, Bankrate does not include details about every financial or credit item or product. Vehicle history reports are helpful when you’re researching used cars, but when you’re looking to buy, an inspection is key. Work with an independent mechanic who is not associated with the seller to get an idea of the areas that could be problematic. A reputable dealer should permit this to be a part of the buying process, and you may be able to get an inspection via mobile if the private seller is reluctant to take a trip to a shady mechanic. Be sure that the mechanic you choose is licensed and trustworthy so that you’re not signing on for repair bills in the future. Why getting an inspection is crucial to the used car buying process. A pre-purchase inspection will clue you in to the cosmetic and mechanical condition of the car. Not only will this help highlight potential issues, but it will also give you the ability to rescind a purchase if the used car doesn’t meet your needs. When you plan an inspection, ask for an explanation of exactly what the inspection covers and what the mechanic will be seeking. You should receive a thorough checklist, which includes examining the interior and exterior for wear and tear. The mechanic will also inspect the operation of all the car’s features and all fluid levels. You should find an expert mechanic who can evaluate the steering, engine suspension, frame, and suspension as well as signs of prior incidents or water damage. They should also use a code-reading device to check for any errors that might indicate an issue. If they discover any, you should ask the seller for an invoice for the appropriate repair. When you’ve received a report, you’ll have the ability to negotiate to negotiate a better deal or find a different vehicle. It could take longer, but it could save you thousands of dollars in repair bills if you can identify a problem before it becomes a problem. When to get the used vehicle inspected? You should hold off on an inspection that is official until you are sure of the . This includes negotiating the price as well as driving the vehicle and performing your own inspection before. If you’re sure that it’s the car you are looking for, set up an auto mechanic on the move to visit you or work with the seller to take the vehicle into a trusted shop. An inspection prior to purchase should be the last step to finalizing the purchase. In the end, you don’t want to pay on a car you won’t end up buying. What is the cost of an inspection? An inspection will likely cost anywhere from $100 to $150, according to . But the actual cost will depend on the experience of your mechanic, age of the vehicle , and any known issues. Your mechanic should be able to provide you with a price before you bring the used car into. Similar to taxes and other fees, don’t wrap the cost of this into your loan. Plan for a used car inspection on its own — and do not schedule it until you have narrowed down your options to one vehicle in good condition. There’s always a chance you won’t want to buy the vehicle, but putting off the inspection until a negotiation in the last minute can help you avoid wasting money. Where to have a used car examined In the ideal scenario, an inspection must be performed by a mechanic with whom you already have a working relationship with. A majority of garages and auto repairs will inspect used vehicles. But if your mechanic doesn’t offer a referral, ask for an establishment that can do. If you don’t already have a mechanic you trust Look for local mechanics who are not affiliated with dealerships with good customer reviews. You can find reviews on the mechanic’s Better Business Bureau page. Members of the American Automobile Association (AAA) are able to search for a ASE-certified garage, or you can go to a recommended mechanic by the insurance company. Any mechanic you hire should get certified through the National Institute for Automotive Service Excellence (ASE). A different option would be to work with an international company that is specialized in car inspections for used vehicles, such as Alliance Inspection Management, Carchex and Inspect My Ride. Request a mobile inspection Inspections usually take place in a garage or shop, but there mechanics that provide mobile inspections. This is a good option when you’re dealing with a private dealer or dealer who does not permit an extended test drive. But, this option could cost more than taking the car to a shop. You’ll pay for the convenience and it’ll likely still take a couple of hours before the technician can fully examine the car. Online used car buying and inspections Online used car sellers such as Carvana and Vroom offer a week in which you can try the car out before finalizing the purchase. This gives you the opportunity to bring it to a mechanic and have it inspected. Because the majority of online sellers do not allow you to negotiate price, any mechanical issues identified could be sufficient to take the vehicle back. If you’re purchasing a car that is not seen online, you must make it clear you’d like it to be examined by a mechanic prior to buying. The seller may not agree with this — but that’s fine. There are many cars that are available and you should continue to search instead of purchasing a car that has not been inspected. Next steps Regardless of the kind of inspection service you choose, make sure you receive the report in writing and photographs of any concerns. This information will help in your negotiations for a purchase of a used vehicle should you decide to move to the next step. Find out more

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Written by Business and personal Finance Contributor Kellye Guinan is a freelance editor and writer who has more than five years ‘ experience within personal financial planning. She’s also an employee full-time at her local library, helping the community gain access to information on financial literacy, as well as other subjects. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate from late 2021. They are passionate about helping readers gain the confidence to manage their finances with clear, well-researched information that breaks down otherwise complex subjects into bite-sized pieces.

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