Get an inspection before buying a used car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators as well as publishing original and impartial content, by enabling users to conduct research and compare data for free to help you make sound financial decisions. Bankrate has agreements with issuers such as, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The deals that are displayed on this site are from companies that pay us. This compensation can affect the way and where products appear on the site, such as for instance, the order in which they appear within the listing categories in the event that they are not permitted by law. This applies to our loans, mortgages,, and other home lending products. But this compensation does not influence the content we publish or the reviews that you read on this site. We do not cover the entire universe of businesses or financial offers that may be open to you. SHARE: Sinology/Getty Images
3 minutes read. Published May 12, 2022
Kellye Guinan Kellye Guinan. Written by personal and Business Finance Contributor Kellye Guinan is a freelance editor and writer with over five years of experience in personal financial. She also is an employee full-time at her local library where she assists her community access information about financial literacy, as well as other topics. Written by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since late 2021. They are passionate about helping readers gain the confidence to control their finances with concise, well-researched and comprehensive facts that break down complex subjects into digestible pieces. The Bankrate guarantee
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We are compensated in exchange for the placement of sponsored products andservices or by you clicking on certain links posted on our site. Therefore, this compensation may influence the manner, place and in what order items are displayed within the categories of listing and categories, unless it is prohibited by law. We also offer mortgage home equity, mortgage and other home lending products. Other factors, like our own rules for our website and whether the product is offered in the area you reside in or is within your own personal credit score could also affect how and where products appear on this website. Although we try to offer an array of offers, Bankrate does not include specific information on every financial or credit item or product. Vehicle history reports are an excellent source of information when looking into used vehicles, but when you’re buying a new car, the need for an inspection is crucial. You should consult a third-party mechanic — someone not associated with the seller to determine the areas that could be problematic. Trustworthy dealers will allow this as part of the buying process, and you may be able to request a mobile inspection if a private seller doesn’t want to drive to an unknown mechanic. Be sure that your mechanic is certified and trustworthy so that you don’t have to pay for repairs in the near future. Why getting an inspection is crucial in the purchase process. A pre-purchase inspection will clue you in to the physical and cosmetic condition of the car. Not only will this aid in identifying potential problems, but it will also provide you with the option to cancel an acquisition if you feel that the vehicle doesn’t meet your requirements. When you plan an inspection, make sure you request the details of what the inspection covers and exactly what your mechanic is looking for. You should be provided with a complete report, which will include a thorough examination of the exterior and interior for damage and wear. The mechanic will also check the functioning of all the features in the car and the fluid levels. You should find an experienced mechanic who will be able to assess the engine, steering suspension, frame, and suspension and also look for signs of previous accidents or water damage. You should also employ a code-reading device to check for any error codes that might indicate a problem. If they spot any, you should ask the seller for an invoice for the appropriate repair. If you’ve got a written report, you’ll have the ability to negotiate to negotiate a better deal or locate a new vehicle. It may be more time-intensive, but it could save you thousands in repair bills if you can spot a problem before it gets to be a problem. When should you have the used car checked? avoid an inspection that is official until you are sure about the . This could mean negotiating the cost as well as driving the vehicle and conducting an inspection yourself first. If you’re sure that this is the car that you would like, arrange for an auto mechanic on the move to visit you or work with the seller in order to bring the vehicle to a reputable shop. A pre-purchase inspection is the final step in completing the sale. After all, you don’t want to spend money for a car that you will not buy. What is the cost of an inspection? The cost of an inspection could be anything from $100 to $150, based on . However, the exact cost will differ based on the expertise the mechanic has, age of the car and the underlying issues. Your mechanic should give you a quote before you bring your used vehicle into. Just like taxes and fees, don’t include the cost of this into the loan. Plan for a used car inspection separately — and don’t schedule one until you’ve narrowed your selection to a single vehicle in good condition. There is always a chance you’ll not want to purchase the car but saving the inspection until late-game negotiation will save you money. Where can you inspect a car that is used In the ideal scenario, an inspection must be conducted by a mechanic you already have a relationship with. The majority of garages and auto repairs inspect used vehicles. If your mechanic isn’t able to offer a referral, ask for an establishment that can do. If you don’t have a reliable mechanic, look for local mechanics not associated with dealerships who have positive customer reviews. There are reviews available on the mechanic’s Better Business Bureau page. Members of the American Automobile Association (AAA) are able to search for a ASE-certified garage, or you can choose a mechanic who is recommended by your insurance company. The mechanic you choose to hire must be certified by the National Institute for Automotive Service Excellence (ASE). An alternative is to hire an international company that is specialized in inspections of used cars, such as Alliance Inspection Management, Carchex and Inspect My Ride. You can request a portable inspection. Inspections usually take place at a shop or garage however there mechanics who offer mobile inspections. This is a good option when you’re dealing with a private dealer or dealer that does not permit the car for a longer test. However, this method could be more costly than bringing the car to a shop. The convenience will cost you and it’ll probably take a few hours in order for the repairman to completely inspect the vehicle. Used car buying online and inspections Online used car sellers like Carvana and Vroom offer a week in which you can test drive the vehicle before concluding the purchase. It gives you the chance to take the vehicle to your mechanic and have it examined. Because the majority of online sellers do not allow you to negotiate price, any mechanical issues found could be enough to have the vehicle returned. If you’re buying a vehicle that is not seen online, make it clear that you want to have it examined by a mechanic prior to purchase. The seller may not be happy with that but that’s okay. There are plenty of cars that are available and you should search rather than buying a car that has not been inspected. The next step is to make sure that no matter what kind of inspection service you select be sure to get a written report and photos of any issues. The report will prove helpful when you are negotiating for a purchase of a used vehicle should you decide to move to the next step. Find out more
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Written by Personal and business Finance writer Kellye Guinan is a freelance editor and writer who has more than 5 years experience working in the field of personal financial planning. She’s also an employee full-time at her local library, helping the community gain access to information on financial literacy, among other subjects. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since the end of 2021. They are passionate about helping readers gain confidence to manage their finances through providing clear, well-researched information that breaks down otherwise complex topics into digestible chunks.
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