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How to buy a certified pre-owned car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make better financial choices by offering you interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and analyze information for no cost to help you make informed financial decisions. Bankrate has partnerships with issuers, including but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The deals that are displayed on this site come from companies that pay us. This compensation can affect the way and when products are featured on this website, for example, for example, the sequence in which they appear in the listing categories in the event that they are not permitted by law. This applies to our mortgage home equity, mortgage and other home lending products. This compensation, however, does not influence the content we publish or the reviews you see on this site. We do not include the entire universe of businesses or financial offerings that could be accessible to you.
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3 minutes read. Published September 8 2022
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Rhys has been editing and writing for Bankrate since the end of 2021. They are passionate about helping readers gain the confidence to control their finances by providing concise, well-studied and well-researched content that breaks down otherwise complex topics into manageable bites.
Reviewed by Mark Kantrowtziz Reviewed by Nationally known expert in student financial aid
Mark Kantrowitz is an expert on student financial aid The FAFSA, 529 plans, scholarships educational tax benefits, student loans.
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Certified pre-owned vehicles are a fantastic option for anyone looking for a quality car without the cost of buying a brand new car. They offer a variety of advantages, such as cost savings overall. If you want to find a reputable certified pre-owned car it is necessary to follow some steps. 3 steps to buying certified pre-owned cars Certified pre-owned vehicles are typically sold at less of a price than brand new ones. They may also come with warranty coverage from the factory and security that a trustworthy dealer provides. Step 1: Conduct your research . You’ll want to know what you require from the car prior to you start looking. Select a car that will meet your needs and . This can be done by researching the prices and key characteristics, such as whether the vehicles have backup cameras, the temperature control of seats, their size and more. Step 2: Search for it There are numerous places to find certified pre-owned cars, though inventory may be scarce in the current market. Once you’ve narrowed the options, it’s time to shop. You can shop , at brick-and-mortar dealers or a mix of both. Check out all the choices available and then compare what they offer. Step 3: Verify its certification Certified pre-owned vehicles may come with a vehicle history report. This report will give you a full look into the life of the car, including any previous accidents, damage or mechanical issues. Where to buy certified used cars Certified used cars are available at a variety of dealerships. Franchise dealerships. If you own a specific car brand that you would like to drive, check out car dealerships owned by specific auto brands. Rentals. Dealerships specializing in former rental vehicles, such as Hertz or Enterprise are also an excellent option in search of CPO vehicles. However, rentals might be subject to more stress than the typical used vehicle. Online dealerships. The internet can be an excellent CPO shopping destination. Visit sites such as Edmunds, Kelley Blue Book and TrueCar. Pre-owned car dealerships. You can also find certified pre-owned cars. The advantages of buying certified pre-owned There are a number of benefits to buying certified pre-owned vehicles. Extended warranty An approved pre-owned vehicle could come with a warranty that offers protection for a longer time. It is likely that the warranty will include a limited powertrain warranty covering the engine, transmission and drivetrain components, and a limited bumper-to-bumper warranty covering the body’s components and interior. Bankrate advice: Examine to see how long the vehicle warranty lasts for, and then ask for warranties with exclusions. Check for a list of parts which aren’t covered — such as tires — in the CPO warranty. If your vehicle is equipped with electrical components that require a lot of , like sensors for tire wear and brakes, ask the dealer if the warranty covers replacements. The benefit of purchasing certified pre-owned vehicles is that it is likely to lower the total cost of the vehicle. This is because the vehicle has been inspected by the dealer and comes with a certain type of warranty. Both of these can cause a decrease in the total . You won’t have to be concerned about future repairs or mechanical issues in the same way as with a used car that isn’t certified. This will allow you to concentrate more on the car it self, and less on the potential hidden problems. Exchange programs are based on dealer and manufacturer, you may be able to return the vehicle within a specified period of time in case it doesn’t meet your expectations. This isn’t a possibility for all CPO vehicles though it is recommended to check with the dealer prior to signing up for this benefit. What to look out for If you are planning to purchase a , you should be prepared to take your time to get an excellent car. Be patient Pre-owned vehicles are in hot demand in the present. It could take some time to locate the perfect car therefore keep searching and search for . Make sure that the vehicle you’re looking at has the features you are looking for and compare prices with similar cars in your local area. You can also look at the cost of automobiles and look up for local dealerships on the internet. Have it checked out Having a vehicle examined by a mechanic before purchase is among the most effective ways to ensure you are getting a high-quality vehicle, even if it’s a CPO. You can also check the history of the car by using the vehicle identification number (VIN). Try a test drive when you take your car for an initial test drive, observe how it handles and note if there is anything that seems odd, such as strange whining or knocking sounds. Request an evening test drive, if possible, to get a feel for the performance of the headlights. Keep in mind that since you’re looking at a used car, you will have greater bargaining power. Next steps Deciding to purchase an approved pre-owned vehicle requires some research and planning, but with some patience, you could find an impressive car for an affordable price. Once you find the right car, you can qualify for financing before you begin to make the purchase. Making an offer with a credit card can give you more flexibility to .
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Written by
This article was written using automation technology and thoroughly verified and edited by an editor from our editorial staff.
The edit was done by Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate from late 2021. They are passionate about helping readers gain the confidence to manage their finances by providing precise, well-researched and well-constructed information that breaks down complicated topics into bite-sized pieces.
Auto loans editor
Reviewed by Mark Kantrowtiz Reviewed by Nationally recognized student financial aid expert
Mark Kantrowitz is an expert on student financial aid, the FAFSA as well as 529 plans, scholarships educational tax benefits, student loans.
Nationally acknowledged expert in student financial aid
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