Excessive charges for borrowers with dangerous credit. Borrowers with credit scores underneath 600 or so might only be eligible for loans with rates above 20% or 30%, which make them very expensive and presumably tough to repay.
Origination fees. Whereas there are private loans with no fees, получить кредит под залог доли most do have an origination fee of round 1% to 6%. These charges can improve the cost of the mortgage significantly.
Many scams in the industry. There are lots of scammers in the personal mortgage business attempting to make a fast buck off unsuspecting customers. Be sure you’re dealing with a reputable lender earlier than providing any sensitive info.
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